Banking with ease and speed
Our mission is to bring the benefits of modern technology to our customers by providing simplicity and convenience.
About us
As Raiffeisen Digital Bank AG, we offer digital banking products and services to private individual consumers. Our goal is to become the bank of choice for people with a preference for digital banking. Reliable, fast, effortless, and with that bit of something extra.
We have offered fully digital loans and a comprehensive mobile banking solution to Polish residents, including current accounts, payment services, debit cards, savings accounts, and online term deposits.
Products Online loans without the need to visit a bank branch
All you need is our mobile app, a selfie, your ID card, and a current account with any Polish bank.
- Credit decisions after creditworthiness assessment
- Fixed interest rates without hidden fees
- Flexible repayment without additional fees
- Exclusively available on the Polish market
Products Your simple banking experience
- Free opening of the current account, fully digital
- No fees for account-to-account transactions to another account at Raiffeisen Digital Bank or other domestic (Polish) banks
- Truly free bank account. No requirement for transactions or inflow to the account
- Receive a free virtual Visa Gold debit card
- Convenient and transparent banking from home
- Help to save the environment by using digital debit cards
- Bye, bye paperwork, account fees & queues
- Ability to use Google Pay and Apple Pay
- We do not charge commission for withdrawals from contactless ATMs at home & abroad