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Young man using his smartphone for online banking - sitting on sofa with laptop on leap

Banking with ease and speed

Our mission is to bring the benefits of modern technology to our customers by providing simplicity and convenience.  


Fast, easy and reliable access to services for individual customers
Convenient and transparent banking from the comforts of home

About us

As Raiffeisen Digital Bank we offer digital banking products and services to private individual consumers. Our goal is to become the bank-of-choice for people with a preference for digital banking. Reliable, fast, effortless and with that little something extra.

We are currently offering fully digital loans. Further products as  daily banking products, in the form of a mobile banking offering including current accounts, payment services and debit cards are planned to follow.

Products: Online loans without the need to visit a bank branch

All you need is our mobile app, a selfie, your ID card and a current account.

  • Online application process in 3 simple steps
  • Credit decision even in 15 minutes from the start of your application
  • Credit decisions after creditworthiness assessment
  • Fixed interest rates without hidden fees
  • Flexible repayment without additional fees
  • Exclusively available on the Polish market

Facts & Figures

Numbers speak louder than words. So let them speak for themselves.


Application downloads

49.700 PLN

Average amount disbursed

< 15 minutes

93% of customers receive a credit decision within 15 minutes of starting the application


Contacted us via various messengers

Data for the period: 30/07/2021 - 02/11/2022.

On 04/11/2022 our data confirmed that as many as 93% of our clients receive a credit decision within 15 minutes from the start of the loan application.