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Standard

0,00€

/ period

Buy online and in-store, in up to 12 interest free instalments.

  • 0% interest rate
  • 0% commission for payments to merchants, anywhere in the world
  • 0% commission on cash withdrawals at Raiffeisen ATMs
  • Flexible refund, minimum 5% per month
  • Interest-free installments in Romania
  • Low interest rates anywhere in the world

e-Mag

0,00€

/ period

For unforeseen purchases, free issuance plus loyalty points

  • 0% interest rate
  • 0% commission for payments to merchants, anywhere in the world
  • 0% commission on cash withdrawals at Raiffeisen ATMs
  • Flexible refund, minimum 5% per month
  • Interest-free installments in Romania
  • Low interest rates anywhere in the world
  • e-MAG points
Recommended

Gold

0,00€

/ period

Enjoy exclusive benefits like travel insurance, airport launch access and many more

  • 0% interest rate
  • 0% commission for payments to merchants, anywhere in the world
  • 0% commission on cash withdrawals at Raiffeisen ATMs
  • Flexible refund, minimum 5% per month
  • Interest-free installments in Romania
  • Low interest rates anywhere in the world
  • Monthly bonus, travel insurance and access to business lounge